CT CFO Services

Fractional CFO Services for Small Businesses

Strategic Financial Leadership Without the Full-Time Cost

Are you a small business owner ready to scale but lacking the financial clarity to make confident decisions? Our Fractional CFO Services deliver executive-level financial expertise—without the overhead of a full-time hire. Whether you're navigating growth, preparing for funding, or planning your exit, we provide the financial strategy and insight to help you succeed.

Our services go far beyond bookkeeping—we provide strategic financial leadership tailored to your business goals:

📊 Financial Strategy & Planning

  • Simple financial roadmaps aligned with your growth goals
    • Easy-to-understand forecasts and scenario planning
    • Guidance on pricing, profitability, and sustainable growth

💰 Cash Flow Management

  • Monthly cash flow projections and tips to stay solvent
    • Strategies to stretch working capital and reduce burn
    • Expense tracking and margin improvement ideas

📈 Budgeting & Performance Analysis

  • Annual budget templates and setup support
    • Basic KPI tracking and performance dashboards
    • Profitability insights by product or service

🧾 Investor & Lender Relations

  • Clean, investor-friendly financial models
    • Help crafting your financial story for fundraising
    • Support with pitch decks and due diligence prep

🛠️ Systems & Process Optimization

  • Recommendations for affordable accounting tools (e.g., QuickBooks, Xero)
    • Streamlined reporting workflows using Google Sheets or Notion
    • Light-touch internal controls for peace of mind

🧠 Strategic Advisory for Growth & Exit Planning

  • Scalable strategies for hiring, pricing, and expansion
    • Exit prep: cleaning up books, estimating valuation
    • Guidance on selling your business or succession planning

🧠 Executive-Level Insight

  • Monthly strategy calls with founder/CEO
    • Help preparing for board or investor meetings
    • Actionable insights from your financial data—no jargon

If you’re ready to take your business to the next level but need clarity, strategy, and confidence in your numbers—we’re here to help.

FAQs

What exactly is a fractional CFO?

A fractional CFO is a part-time financial expert who helps you make smarter money decisions—without the cost of a full-time hire. Think of it as having a strategic partner who helps you plan, grow, and stay financially healthy.

I already have a bookkeeper. Why would I need a CFO?

Bookkeepers handle your day-to-day transactions. A CFO looks at the big picture—cash flow, pricing, growth strategy, fundraising, and more. If your bookkeeper is the engine, your CFO is the GPS.

I’m not making much revenue yet. Can I still afford this?

Yes! Our packages start at just $500/month and are designed specifically for businesses under $1M in revenue. You’ll get high-impact advice without breaking the bank.

What kind of results can I expect?

Most founders see clearer financial direction, better cash flow, and more confidence in their decisions. We help you avoid costly mistakes and prepare for growth or fundraising.

Do you help with tools like QuickBooks?

Absolutely. We can recommend the right tools, help you set them up, and even train your team. We keep things simple and scalable.

What’s the commitment?

Month-to-month. No long-term contracts. We grow with you, and you can scale up or down as needed.

How do we get started?

Just book a free discovery call. We’ll learn about your business, talk through your goals, and recommend the right package. No pressure—just clarity.

Our Services

  • Long-term financial roadmaps aligned with your business vision

    Rolling forecasts and scenario models to guide decision-making

    Growth opportunity identification and risk mitigation strategies

  • Annual budgets and departmental spending plans

    KPI tracking and financial metric dashboards

    Profitability analysis by product, service, or customer segment

  • Accounting software evaluation and implementation

    Workflow automation and reporting streamlining

    Internal controls and financial policy development

  • Scaling operations and market expansion strategies

    Exit readiness: valuation, financial cleanup, and deal prep

    M&A support, succession planning, and buyer negotiations

  • Account reconciliations

    Account management

    Inventory management

    Quickbooks support

About
our company

With a commitment to delivering tailored solutions and actionable insights, our consulting services empower businesses to unlock their full potential and achieve sustainable growth. We bring a wealth of expertise and dedication to understanding and meeting the unique needs of each client.

CTCFO

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